The best way to stop bank foreclosure depends largely on the circumstances involved. In each case, there are entirely different aspects of the foreclosure that may come into play, requiring a different approach than others. In general,mortgagors attempting to stop foreclosure can consider from a few common options. The simplest of the many options, the bank itself can be contacted to stop bank foreclosure. At the bank, you very well may be offered a quick repayment plan, which will consist of regular payments to make up for outstanding debt. Some banks may also offer in-house loan modification or mortgage refinancing. Even when the bank has nothing to offer, there are also other options: private loan modification, bankruptcy, or a short sale. These other option can still be negative in nature, but are better than their less desirable alternative - foreclosure.