Foreclosure and Bankruptcy Questions & Advice

Will You Need a Lawyer to File for Chapter 7 Bankruptcy?

We're in foreclosure and are thinking about filing for Chapter 7 bankruptcy so that we can stay in our house for as long as we can. We don't think we ...

Do You Need a Lawyer to File for Chapter 13 Bankruptcy?

My house is in foreclosure and I'm thinking about filing for Chapter 13 bankruptcy. Do I need to hire a lawyer to represent me?

How long will a chapter 7 bankruptcy delay a foreclosure?

We are facing a foreclosure and considering chapter 7 bankruptcy to buy us some time as well as get out from under a ton of credit card debt. How...

If I am behind on my mortgage how can I negotiate with my lender to avoid foreclosure?

What do I include in a hardship letter to stop foreclosure?

What can I do to buy some time when I am behind on mortgage payments?

What hardships are accepted by lenders in preventing foreclosure?

What are the advantages of filing bankruptcy instead of foreclosure?

What alternatives do I have to bankruptcy in preventing foreclosure?

What does making a mortgage current accomplish?

What are the types of mortgage loss mitigation?

How do I write a hardship letter to stop foreclosure?

What is a better option to prevent foreclosure: loss mitigation or bankruptcy?

Does filing chapter 7 bankruptcy reduce mortgage payments?

What is an extension or forbearance in a mortgage loan modification?

When can I stop a foreclosure with a hardship letter?

What can I do if I am paying for a house that is worth less than the loan?

What is the Home Affordable Modification Program?

What are my loan modification options when I am behind on mortgage payments?

What are the advantages of loss mitigation?

How can I improve my credit with a foreclosure after bankruptcy?

Should I bring a mortgage current or modify the loan?

What can I do if I am behind on mortgage payments and the Lender won't agree to a payment option?

What debts are not discharged after bankruptcy?

What are the advantages of a foreclosure?

How can I save my home if I am behind on mortgage payments?

Can you reverse a foreclosure sale after bankruptcy was filed?

Does Arizona’s homestead exemption protect my house from being sold in a Chapter 7 bankruptcy?

I purchased my home in Arizona 7 years ago. Even though the real estate market has drastically reduced the value of my home, I still have equity.

If I file for bankruptcy after foreclosure, will this remove the amount I owe on the unpaid mortgage?

Question: My home foreclosed a few months ago and now my consumer debt is out of control and I have to file a bankruptcy. If I file bankruptcy after...