How do I go about filing a complaint against predatory lending practices?

In California, the Department of Real Estate is a great resource to start your research. The primary responsibility of the Department of Real Estate is to serve as a consumer protection agency to the public. As government is not able to guarantee a risk-free marketplace, the Department acts in concert with other governmental agencies, education providers, and community organizations to enhance its enforcement and consumer awareness efforts to lessen the risk of loss to consumers in real estate transactions.

To start the process of taking proper legal recourse for your predatory lending case, you may a file a complaint against your mortgage broker on the CA Department of Real Estate website. The Department of Real Estate investigates complaints against real estate brokers and salespersons accused of misleading or defrauding consumers. If they can prove a violation of the Real Estate Licensing Law, a formal hearing may be held which could result in the revocation or suspension of the agent's license.

Moving forward, you may also pursue legal action against the mortgage broker with the help of a foreclosure lawyer. Please consult with a foreclosure lawyer to determine the best course of action to take in your case.