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Foreclosure scams might present themselves.
A couple of the most common scams that come up when one is facing foreclosure include equity skimming scams as well as being contacted by phony counseling agencies.
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A credit rating may be saved even if one's home can't be.
One solution as a last resort is to give the property back to the lender. This saves the person's credit rating and alleviates their debt of the home that is causing their financial troubles.
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Pre-foreclosure is an option.
Pre-foreclosure sales allow the sale of the home to go towards the net sale proceedings to satisfy the mortgage debt. In some cases, this is less than the amount owed.
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